Coach Agreement

Effective Date: June 2, 2026. Version 2026-06-02

This Coach Agreement ("Agreement") governs your participation as an independent coach on The Art of Practice platform ("Platform") operated by Gafarova Tanzilia ("we," "us"). By applying to or participating as a coach on the Platform, you agree to these terms.

1. Relationship

You are an independent contractor, not an employee, agent, or representative of The Art of Practice or Gafarova Tanzilia. Nothing in this Agreement creates an employment, partnership, joint venture, or agency relationship. You are solely responsible for how, when, and where you provide your coaching services.

2. Eligibility and Application

To become a coach on the Platform, you must submit an application and be approved by us. We reserve the right to accept or reject any application at our sole discretion, without providing a reason. Approval may be revoked at any time if you violate this Agreement.

You represent that all information provided in your application and profile is accurate and up to date. You must promptly update your profile if any information changes.

2A. Eligibility Representation

You represent and warrant that you are a private individual residing in the United States, acting on your own behalf and not on behalf of, or as, a company, corporation, LLC, partnership, or other business entity. You agree to maintain this status while participating as a coach, and to notify us immediately if it changes. We may suspend or terminate your participation, and stop processing payments to you, if you no longer meet this requirement. You acknowledge that this representation is a material condition of your participation.

3. Coach Responsibilities

• Provide coaching services professionally, ethically, and in accordance with all applicable laws.
• Set your own rates, schedules, and service descriptions accurately.
• Honor all bookings and commitments made through the Platform.
• Respond to practitioner inquiries and messages in a timely manner.
• Maintain any professional certifications, licenses, or insurance required by your jurisdiction.
• Not provide medical, psychological, or therapeutic advice unless you hold the appropriate professional license.
• Not solicit practitioners away from the Platform to avoid commission fees.
• Comply with the Platform's Terms of Service, Privacy Policy, and Data Processing Agreement.

4. Intellectual Property

The Platform is operated by Gafarova Tanzilia. The Art of Practice methodology (the "Methodology") is proprietary intellectual property owned by Gafarova Tanzilia and used by the platform under license (US Copyright Office application No. 1-15142943251, filed April 15, 2026 (registration pending)). As a coach on the Platform:

• You may reference the Methodology when working with practitioners within the Platform.
• You may NOT teach, sell, or distribute the Methodology outside the Platform without a separate licensing agreement.
• You may NOT create competing courses, books, apps, or training programs based on the Methodology.
• Any digital products you sell through the Platform must be your own original work and must not reproduce or derive from the Methodology.

5. Commission and Payouts

• The Platform charges a commission on coaching sessions and digital product sales. The current commission rate is displayed in your coach dashboard.
• Payouts are processed according to the schedule displayed in your coach dashboard.
• You are solely responsible for reporting and paying all taxes on your coaching income. We do not withhold taxes and assume no tax liability on your behalf.
• Information returns. Where a tax authority requires an information return for your sales through the Platform (for example a United States Form 1099-K once your sales pass the federal threshold, currently more than 20,000 US dollars and more than 200 transactions in a calendar year), it is prepared and filed through Stripe from the tax details you give during Stripe onboarding, and we may be required to provide or file it. You agree to keep those details accurate, and you authorise us to receive tax notices and forms from Stripe on your behalf and to pass them on to you. Payouts may be paused if Stripe cannot verify your tax identification number.
• Commission invoice. We issue you a monthly invoice for the commission we charged on your sales in that month. The commission was already deducted by Stripe at the time of each sale, so there is nothing to pay; the invoice is a record for your own accounts.
• The current commission rate and payout schedule are set out in your coach dashboard, and they will not change without advance notice to you (at least 30 days' advance notice for any increase in the commission rate).

5A. Tax Reporting (DAC7)

As a platform that facilitates paid services, the operator (Gafarova Tanzilia) may be required to collect and report your identity and income information to tax authorities under EU DAC7 rules (Council Directive (EU) 2021/514) and comparable reporting obligations. You agree to provide the identifying and financial information we reasonably request for this purpose, and to keep it accurate and up to date. We may suspend payouts or your participation if you do not provide required information.

5B. Stripe Connected Account Agreement

Payment processing services for coaches on The Art of Practice are provided by Stripe and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (together, the "Stripe Services Agreement"). By agreeing to this Agreement or continuing to operate as a coach on the Platform, you agree to be bound by the Stripe Services Agreement, as it may be modified by Stripe from time to time. As a condition of the Platform enabling payment processing services through Stripe, you agree to provide the Platform accurate and complete information about you and your business, and you authorise the Platform to share it and transaction information related to your use of the payment processing services provided by Stripe. When you provide personal data in connection with the payment services, Stripe receives that personal data and processes it in accordance with Stripe's Privacy Policy. Stripe's acquiring banks and their contact details are listed in Stripe's acquirer disclosure.

Stripe charges its processing fees to your connected account on your own sales, and the Platform's commission is deducted separately as an application fee.

5C. Selling as a Trader

You sell to practitioners on your own account, as an independent trader. The Platform states this on your listings and on every agreement, and it identifies you as the seller, because EU and EEA consumer protection law requires an online marketplace to say whether a seller is a trader. Practitioners in the EU and EEA therefore have statutory consumer rights against you, including the 14-day right of withdrawal, which the Platform collects an express waiver for when a session is to begin inside that period. You agree to honour those rights.

6. Direct Payments and Disputes

• Coaching sessions and digital products are paid for through Stripe. Funds are routed directly to your connected Stripe account at the time of payment, less the Platform's commission. The Platform does not hold or escrow your funds.
• If a practitioner reports a problem with a session, the report is reviewed under our trust and safety policies. We may use Stripe's dispute and refund tools to investigate and, where warranted, refund the practitioner.
• Practitioners may report a session within 7 days of the session being marked complete. Reports filed outside that window will not be accepted.
• Repeated no-show reports or substantiated complaints may result in suspension or termination of your coach account.

Chargebacks and Refund Funding. Because payments route directly to your connected Stripe account and you are the merchant of record for your own sales, you bear sole financial responsibility for chargebacks, disputes, and refunds relating to your sessions and digital products. Where a chargeback or refund occurs, the amount and any associated fees are deducted from your Stripe balance or, if your balance is insufficient, recovered from your future payouts. The Platform does not fund refunds or chargebacks on your behalf. Where a chargeback or refund risk is reasonably anticipated, any hold or reserve is applied by Stripe on your connected account under Stripe's terms; the Platform does not itself hold or escrow your money. A pattern of chargebacks or disputes may result in suspension or termination.

7. Digital Products

• You may sell digital products (courses, guides, templates) through the Platform.
• You retain ownership of your original digital products.
• You grant the Platform a non-exclusive license to display, market, and distribute your products within the Platform.
• You are responsible for ensuring your products do not infringe on any third-party rights or violate any laws.
• Product pricing is set by you. The Platform commission applies to all sales.

8. Reviews and Ratings

Practitioners may leave reviews and ratings of your coaching services. Reviews are displayed publicly on your coach profile. You may respond to reviews but may not harass, threaten, or pressure practitioners to change or remove reviews. We reserve the right to remove reviews that violate our community guidelines, but we are not obligated to do so.

9. Conduct and Moderation

You must conduct yourself professionally in all interactions on the Platform. The following are strictly prohibited:

• Harassment, abuse, discrimination, or threatening behavior toward practitioners or other coaches.
• Providing false or misleading credentials or qualifications.
• Soliciting practitioners to transact outside the Platform to avoid commissions.
• Sharing practitioner personal data with third parties.
• Any illegal activity conducted through the Platform.

10. Liability and Insurance

You acknowledge that coaching involves inherent risks, particularly in physical disciplines. You are solely responsible for ensuring the safety of your coaching practices. The Platform is not liable for any injury, loss, or damage arising from your coaching services. You are required to carry and maintain appropriate professional liability insurance for any in-person physical coaching sessions, suited to your discipline and jurisdiction.

10A. Limitation of Liability

To the maximum extent permitted by law, the total aggregate liability of The Art of Practice and Gafarova Tanzilia to you, arising out of or relating to this Agreement or your participation on the Platform, will not exceed the total commission you paid to the Platform in the three (3) months immediately preceding the event giving rise to the claim. In no event will we be liable to you for any indirect, incidental, consequential, special, or punitive damages, or for lost profits or lost earnings, whether or not we were advised of the possibility of such damages.

11. Termination

• You may terminate this Agreement and close your coach account at any time by contacting us.
• We may suspend or terminate your coach account at any time for violation of this Agreement, the Terms of Service, or for any reason at our sole discretion with 30 days' notice (or immediately for serious violations).
• Upon termination, pending payouts for completed sessions will be processed according to the standard payout schedule. Access to practitioner data is revoked immediately.
• Sections 1, 2A (eligibility representation), 4, 5 (commission, payouts, and tax responsibility, in their entirety), 6 (direct payments, disputes, chargebacks, and refund funding, in their entirety), 10, 10A (limitation of liability), 11, 12, and 13 (governing law) survive termination.

12. Indemnification

You agree to indemnify, defend, and hold harmless The Art of Practice and Gafarova Tanzilia from any claims, damages, losses, liabilities, and expenses arising from your coaching services, your violation of this Agreement, or your unauthorized use of the Methodology.

13. Governing Law

This Agreement is governed by the laws of Hungary. Disputes shall be resolved in the courts of Budapest, Hungary.

14. Contact

For questions about this Agreement, contact:
support@theartofpractice.com
Gafarova Tanzilia, Szondi utca 2/A, 1201 Budapest, Hungary
See our Impressum for full operator details.